Out-of-court debt collection is a way to recover the receivables that can make the sums boasted quickly and at low cost.
However, debt collection is a very delicate activity, which requires the use of qualified personnel, with specific skills acquired both with experience and targeted training.

Out-of-court debt collection is the “friendly” phase, the c.d. “goodwill” of debt collection, the most convenient for both parties (creditor and debtor) both in terms of costs and time.

The judicial debt collection, also involving the Court, has high costs that are high and sometimes non-determinable a priori, and sometimes biblical times.

Out-of-court debt collection, in the vast majority of cases, is the fastest and least expensive solution, therefore most advantageous.

Out-of-court debt collection is reserved for lawyers authorized to practice law and enrolled in the Register of Lawyers of their membership order or to those who have a valid license pursuant to art. 115 T.U.L.P.S., issued by the competent Police headquarters, as the activity of debt collection is regulated by the Consolidated Law on Public Security.


Of fundamental importance is first of all to verify that the claim claimed is really certain, liquid and payable, through a careful analysis of all the documentation held by the creditor. With these preliminary investigations, we will identify the most convenient way to take credit recovery in a lean and effective way.

The debtor receives one or more telephone calls from highly qualified personnel with proven experience in the sector, in order to determine whether or not there is the possibility of arriving at a solution.

The debtor receives a reminder letter, a formal notice of interruption of the prescription, notice and a simultaneous request to comply with his obligation (formal notice to fulfill), paying the sum originally due, plus interest, costs and possible penalties.

If the debtor does not comply, he will proceed with a specific patrimonial investigation aimed at identifying, in the head of the same, the existence or not of movable and / or immovable property that can be usefully distrained. In the event that the debtor in addition to being insolvent was also insolvent, a security will have been established for the tax loss and the tax charges will be recovered, if nothing else.

Out-of-court debt recovery ends when the credit is paid, when the credit is put to tax loss or (if the debtor has proved to be solvent) when a mandate is given to a Trust Lawyer to have him / her recover the claim judicially.

For more information call EUROCREDIT BUSINESS INFORMATION at the number +39 081 2120811 or fill out the contact form that you find by clicking here.