This information pursuant to the privacy legislation (Legislative Decree No. 196/2003 – Code on the protection of personal data and Regulation (EU) 2016/679 – hereinafter ‘Regulation’) is provided by EUROCREDIT BUSINESS INFORMATION SRL (hereinafter “Our Company”) for the purpose of commercial information “(‘Code of ethics’), approved by the Guarantor for the protection of personal data, with Resolution of 09/17/2015, n.479, and published in the Official Gazette n.238 of 13/10/2015.

Dear “Interested”
we wish to inform you that, also on the basis of a specific prefectoral authorization (pursuant to art. 134 of the Consolidated Law on Public Security), our Company collects and processes both personal data provided directly by the interested parties and some personal data from public registers, lists and archives or contained in deeds or documents known to anyone (held, for example, by Chambers of Commerce or at the Inland Revenue) or generally accessible (as derived, for example, from categorical lists, news of press and internet sites that can be consulted by anyone).

Our Company can acquire both information concerning organizational, productive, industrial, commercial, economic, financial, equity, administrative and accounting aspects related to the activity carried out by economic operators (such as for example individual or family businesses, small entrepreneurs, professionals, relevant corporate officers, etc.), and data referring to natural persons who do not carry out an entrepreneurial or professional activity (the commercial information also includes data relating, for example, to chamber of commerce, financial statements, protests and insolvency proceedings, prejudicial of conservatorio, hypocatastal data, as well as any judicial data reported in public sources or generally accessible by anyone).
If requested by our customers, personal data may be integrated and enriched by searching, by post, fax or telephone, at private sources (other companies and economic operators) for further commercial information relating to c.d. payment habits of a business or professional in business relationships with their customers, suppliers or partners. For these aspects, in the disclosure provided by the latter to the interested parties, it is in any case envisaged the possibility of communicating data to commercial information companies, such as ours, for the purpose of verifying the economic operator’s reliability or solvency. This is information of an accounting nature that is processed in aggregate form within our information systems and reports. The acquisition of both sensitive data and information covered by business and industrial secrecy is excluded.
In the cases strictly required by the Code of Ethics, our Company may process data relating to criminal convictions and crimes (article 10 of the Regulation) coming from public sources or, in certain circumstances, also from generally accessible sources such as those identified in the previous paragraph. 1.

The data are processed by our Company, as owner, to provide third parties who request them (our customers) commercial information services that are used to assess the activities, soundness and capacity in economic and commercial terms of a person and to carry out checks in the scope of any commercial relations in progress or to be established (which, in the absence of correct and complete information, could remain closed) and the protection of the relative rights.
Commercial information can also be requested by our customers, even in the form of lists (by sector or category), for marketing activities, telephone contacts and postal communications for commercial, promotional and advertising purposes (in compliance with the disclosure obligation and prohibition imposed by the current legislation on the use of automated systems, such as e-mail, fax, pre-recorded telephone messages and SMS, in the absence of prior consent from the interested parties).
The personal data acquired by our Company may also be subject to further analysis or statistical processing, both in an automated form and through the intervention of experts, in order to attribute an evaluation or judgment, even if synthetic or in the form of a score on the degree of reliability. , solvency or capacity on the economic and commercial level of the company or person concerned and / or on the probability of insolvency of a company, taking into account, for example, its overall equity, economic and financial situation, as well as its past and current receivables and payables , also with reference to subjects with significant responsibilities or offices.

The processing of data for the purposes of commercial information described above, even when aimed at the formulation, in the terms already specified, of a judgment on the solidity, solvency and reliability of the subject surveyed, is based on the need to pursue the legitimate interests of our Company which provides the services of commercial information and clients who request them both to carry out the necessary checks on the economic, financial and patrimonial situation of the interested parties, in the process of protection, preliminary to the establishment and management of commercial relations, including pre-contractual ones, to the supply of goods , services and services and the definition of the relative methods and conditions of payment, both to the fulfillment of the related regulatory obligations, also in the field of anti-money laundering, to the prevention and fight against fraud and to the protection of the related rights, also in court.
It is understood that this processing will be carried out in full compliance with the Code of conduct and applicable legislation and in compliance with the interests and fundamental rights and freedoms of the parties concerned, pursuant to art. 6, paragraph 1, lett. f) of the Regulations.

The data is collected mainly through IT tools and, following specific IT checks aimed at ensuring their adequacy, completeness and accuracy, are recorded in the electronic databases of our Company and periodically updated.
These databases are organized and managed with the computerized procedures necessary for communicating to our customers, also via computer, of documents containing data extracted from public sources and / or the analysis, comparison and processing of such data for the preparation of reports or information dossiers of an economic or commercial nature to be supplied to customers who request them.
All personal data collected and processed by our Company is kept and protected with appropriate confidentiality and security measures, even in the case of the use of electronic communication systems and networks, and can be known internally only by employees and external collaborators persons responsible for or in charge of collecting, analyzing, processing and communicating the same data or drafting economic information reports, as well as technical assistance and maintenance activities for our information systems.

Personal data may be communicated, even by electronic means, exclusively to our customers, established in Italy and abroad, who request them and who will act as independent data controllers.
The data are in no case subject to disclosure.

The information coming from public sources and relating to negative events treated in the terms set forth in this Notice, as better detailed in the Code of Ethics, is kept by our Company, for the purpose of providing commercial information services, in compliance with the following time limits :
a) information relating to bankruptcies or insolvency proceedings, for a period of time not exceeding 10 years from the date of opening of the bankruptcy procedure; after this period, the aforementioned information may be further used by our Company, only when other information relating to a subsequent bankruptcy is present or if a new bankruptcy or insolvency procedure has been initiated with reference to the person surveyed or to another related party, in which case, the treatment may last for a maximum period of 10 years from their respective openings;
b) the information relating to prejudicial and hypocatastal acts (mortgages and foreclosures) for a period of time not exceeding 10 years from the date of their transcription or registration, without prejudice to their eventual cancellation before such term, in which case it will be kept for a period of 2 years the record of the cancellation.
Without prejudice to what has just been indicated, the personal data coming from the sources identified in the previous paragraph 1 can be kept by our Company, for the purpose of providing to clients of commercial information services, for the period of time in which they remain knowable and / or published in these sources, in accordance with the provisions of the respective reference regulations.

Finally, we point out that the applicable legislation acknowledges the possibility for each Interested Party to exercise certain rights at any time, including (i) the access rights, aimed at ascertaining whether and which data are being processed by our Company, (ii) of rectification and updating of inaccurate and incomplete data, (iii) of data deletion in the cases provided for by art. 17 of the Regulations, (iv) of limitation of the treatment to the occurrence of the established conditions (art. 18 of the Regulation), (v) of notification of corrections, cancellations or limitations by the Company towards the subjects to whom the data, (vi) to file a complaint with the Data Protection Authority.
The interested party may exercise his right to object to the processing of commercial information by our Company if he demonstrates, pursuant to art. 21, paragraph 1, of the Regulation, that its interests, rights and freedoms are prevalent with respect to the legitimate interests of the holder referred to in paragraph 4 above.
The exercise of the right to data portability (Article 20 of the Regulations) must be considered excluded, except for the sole case in which the processing by our Company concerns data collected directly from the interested party, is carried out by automated means and is finalized to the execution of a contract between our Company and the same interested party.
The interested party can exercise his / her rights on condition that the related request does not have as its object the rectification or integration of personal data of an evaluation nature elaborated by our Company and related to judgments, opinions or other subjective appreciations, or to indications of conduct to be held or decisions being taken by our Company.
Through the portal and the appropriate section dedicated to it (link) each Interested party may submit a first request to our Company to confirm the presence or not of personal data concerning him in our archive or database Company, to which, if appropriate, it can then directly apply, using the specific references indicated below, to exercise the other rights mentioned above.

The data controller is “EUROCREDIT BUSINESS INFORMATION SRL” with registered office in Via Lambro, 12, 20129 Milan, in the person of its Legal Representative. Any changes or additions will be promptly made public in this section.

You can contact the person responsible for the protection of personal data domiciled at our company, at the e-mail address:


Eurocredit Business Information Srl
Sede Legale: Via Lambro 12
20129 Milano MI
tel.(+39) 02 36707160

Sede Operativa
Centro Direzionale Napoli Isola E3 80143 (NA) 
tel. (+39) 081 2120811 – fax (+39) 081 2120895