Privacy Disclaimer

Terms and conditions of use – Website eurocredit.it Data confidentiality

Eurocredit Business Information S.r.l. informs that every attention is paid to protect the privacy and privacy of visitors to its website. As a general policy, no personal information is automatically collected on site visitors, so-called “cookies” are used, except in consultation with the Databases. However, we inform you that information on how to connect visitors can be automatically acquired in specific parts of the site in order to provide the best performance in viewing the site. They mainly include information on the type of browser used, the type of operating system and the name of the IP address of the visitor. Furthermore, information is provided, exclusively in aggregate form and not individually identifiable, on the number of visitors and related statistics. The e-mail addresses and other personal data will be collected only and exclusively if intentionally indicated by the visitor himself and in this case no use will be made outside the specific one for which they have been indicated. It is expressly excluded that said data may be used for marketing, promotions, or in any case commercial activities.

INFORMATION ON THE PROCESSING OF PERSONAL DATA FOR PURPOSE OF COMMERCIAL INFORMATION

This privacy policy pursuant to the privacy legislation (Legislative Decree No. 196/2003 – Personal Data Protection Code and Regulation (EU) 2016/679 – hereafter ‘Regulation’) is provided by EUROCREDIT BUSINESS INFORMATION SRL (hereafter “Our Company”) for the purposes of commercial information “(‘Code of Conduct’), approved by the Authority for the protection of personal data, with Resolution of 17/09/2015, no.479, and published in the OJ No. 231 of 10/13/2015.

1) SOURCE OF DATA PROCESSED
Dear “Interested” We wish to inform you that, even on the basis of a specific prefectice authorization (pursuant to Article 134 of the Consolidated Law on Public Security Laws), our Company collects and processes both personal data provided directly by the interested parties and some personal data from public registers, lists and archives or contained in deeds or documents that can be known by anyone (held, for example, by Chambers of Commerce or the Revenue Agency) or otherwise generally accessible (as derived, for example, from categorical lists, news of press and internet sites that can be consulted by anyone).

2) TYPES OF DATA PROCESSED
Our Company can acquire information regarding organizational, production, industrial, commercial, economic, financial, property, administrative and accounting aspects related to the activity carried out by economic operators (such as individual or family businesses, small entrepreneurs, professionals, relevant company representatives, etc.), and data referring to natural persons who do not exercise a business or professional activity (in the commercial information are also included data relating, for example, to company records, financial statements, protests and insolvency proceedings, prejudicial conservative, hypocatalast data, as well as any judicial data reported in public sources or generally accessible by anyone).
Where requested by our customers, personal data may be supplemented and supplemented by research, by post, fax or telephone, at private sources (other companies and economic operators) of additional commercial information, including for example to c.d. payment habits of an enterprise or professional in commercial relations with its customers, suppliers or partners. For these aspects, in the information provided by the latter subjects to the interested parties, the possibility of communicating data to companies of commercial information, such as ours, is provided for purposes of verifying the reliability or solvency of the economic operator. This is accounting information that is processed in aggregate form within our information systems and reports. The acquisition of both sensitive data and information covered by company and industrial secrecy is excluded.
In the cases strictly required by the Code of Conduct, our Company may process data relating to criminal convictions and offenses (Article 10 of the Regulations) from public sources or, under certain circumstances, even from generally accessible sources such as those identified in the previous par. 1.

3) PURPOSE OF THE TREATMENT
The data are processed by our company, as the owner, to provide the third parties who request them (our customers) commercial information services that are used to assess the activities, solidity and economic and commercial capacity of a person and to carry out checks in the the scope of any commercial relationships in progress or to be established (which, in the absence of correct and complete information, could remain precluded) and to the protection of the relative rights.
Commercial information may also be requested by our customers, also in the form of lists (by sectors or categories), for marketing activities, telephone contacts and postal communications for commercial, promotional and advertising purposes (in compliance with the obligation to disclose and prohibition imposed by the regulations in force for the use of automated systems, such as e-mails, faxes, pre-recorded telephone messages and SMS messages, in the absence of prior consent from the interested parties).
The personal data acquired by our Company may also be the subject of further analysis or statistical processing, both in automated form and through the intervention of experts, in order to attribute an evaluation or judgment, even synthetic or in the form of a score on the degree of reliability solvency or economic and commercial capacity of the undertaking or person concerned and / or the probability of insolvency of an enterprise, taking into account, for example, its overall economic, financial and capital situation, as well as previous and current receivables and payables , also in reference to subjects with responsibility or relevant positions.

4) LEGAL BASIS OF TREATMENT

The processing of data for the purposes of commercial information described above, even when finalized to formulate, in the terms already specified, a judgment on the solidity, solvency and reliability of the subject registered, is based on the need to pursue the legitimate interests of our Company that provides the services of commercial information and of the clients requesting them both to carry out the necessary checks on the economic, financial and assets situation of the interested parties, in the interests of protection, prior to the establishment and management of commercial relationships, even pre-contractual, to the supply of goods , performance and services and to the definition of the related payment methods and conditions, and to the fulfillment of the related regulatory obligations, including anti-money laundering, the prevention and fight against fraud and the protection of related rights, including in court. It is understood that such processing will be carried out in full compliance with the Code of Conduct and applicable law and in compliance with the interests and fundamental rights and freedoms of the parties concerned, pursuant to art. 6, paragraph 1, lett. f), of the Regulations.

5) PROCESSING METHOD AND SECURITY

Data are collected mainly through IT tools and, following specific checks, including IT controls aimed at ensuring their consistency, completeness and accuracy, they are recorded in the electronic databases of our Company and periodically updated. are organized and managed with the computerized procedures necessary for the communication to our customers, also by electronic means, of documents showing the data extracted from public sources and / or the analysis, comparison and processing of such data for the preparation of reports or information dossiers of an economic or commercial nature to be supplied to customers who request it. All personal data collected and processed by our Company are stored and protected by appropriate measures of confidentiality and security, even in the case of use of electronic communication systems and networks, and can only be known internally by employees and external collaborators managers or persons in charge of collecting, analyzing, processing and communicating the same data or preparing economic information reports, as well as technical assistance and maintenance of our information systems.

6) SCOPE OF COMMUNICATION OF DATA

The personal data may be communicated, even with telematic tools, exclusively to our customers, established in Italy and abroad, who request them and who will act as autonomous data controllers. are in no case subject to dissemination.

7) STORAGE OF DATA

Information from public sources and related to negative events treated in accordance with the terms of this Disclosure, as better detailed in the Code of Conduct, are kept by our Company for distribution purposes. commercial information services, in compliance with the following time limits: a) information relating to bankruptcy or bankruptcy proceedings, for a period of time not exceeding 10 years from the date on which the bankruptcy procedure was opened; after this period, the aforementioned information may be further used by our Company, only when other information relating to a subsequent bankruptcy or if a new bankruptcy or insolvency procedure has been initiated referring to the person being registered or to another related party, in which case, the treatment may last for up to 10 years from their respective openings; b) information relating to prejudicial and hypocatastal acts (mortgages and foreclosures) for a period of time not exceeding 10 years from the date of their registration or registration, unless they are canceled before this deadline, in which case it will be kept for a period of 2 years the annotation of the cancellation. Without prejudice to the foregoing, personal data from the sources identified in paragraph 1 above may be retained by our Company, for the purpose of providing customers with commercial information services, for the period of time in which they remain knowable and / or published in such sources, in accordance with the provisions of the respective relevant regulations.

8) RIGHTS OF THE INTERESTED PARTY

Finally, we note that the applicable regulations recognize to each interested party the possibility to exercise certain rights at any time, including (i) that access, to ascertain if and which data are processed by our Company, (ii) to correct and update inaccurate and incomplete data, (iii) to delete data in the cases provided for by art. 17 of the Rules, (iv) of limitation of the treatment to the recurrence of the established conditions (article 18 of the Regulations), (v) notification of corrections, cancellations or limitations by the Company towards the subjects to whom the data have been communicated, (vi) to present a complaint to the Guarantor for the protection of personal data. The interested party can exercise his right to oppose the processing of commercial information by our Company if he proves, pursuant to art. 21, paragraph 1, of the Regulations, that their interests, rights and freedoms prevail over the legitimate interests of the owner referred to in paragraph 4. The exercise of the right to data portability (Article 20 of the Regulation) must be considered excluded , with the exception of the only case in which the treatment by our Company concerns data collected directly from the interested party, is done through automated means and is aimed at the execution of a contract between our company and the same interested party. exercise its rights on condition that the relative request does not have as its object the rectification or integration of personal data of an evaluative nature elaborated by our Company and related to judgments, opinions or other subjective evaluations, or to indications of conduct by holding or making decisions on the part of our Company. Through the portal www.informativaprivacyancic.o rg and the appropriate section dedicated to this (link) each interested party can forward a first request to our company to confirm the presence or not of personal data concerning him in the archive or database of our company, to which, if case, he can then directly contact, using the specific references indicated below, to exercise the other rights mentioned above.

9) HOLDER OF TREATMENT

The data controller is the “Eurocredit Business Information srl” with registered office in via Lambro, 12, 20129 Milan, in the person of the Legal Representative. Any change or integration, will be promptly made public in this section.

10) CONTACT DATA

You can contact the person responsible for the protection of personal data domiciled at our company, at the e-mail address: rpd@eurocredit.itEurocredit

Business Information Srl

Via Lambro 12 20129 Milano

tel. (+ 39) 02 36707160

Sede Operativa Directional Center Naples Island E3 80143 (NA)

tel. (+39) 081 2120811 – fax (+39) 081 2120895

e-mail: eurocredit@eurocredit.it